PayQIA
NEWQIA Vector Memory is now default

The context cloud
for AI agents.

PayQIA gives your agents state-of-the-art memory, RAG, user profiles, connectors, and extractors, all built in. Extremely low latency. Encryption roadmap in progress.

Works with the frameworks you already use

LangChainVercel AI SDKCrewAIOpenAI SDK
Product Philosophy

The Memory OS Paradigm

Discover why PayQIA is not just another app, but the central logic layer for all your accounts.

The Problem

AI forgets everything. Every session starts from zero.

Every chatbot, agent, and AI tool loses context the moment a session ends. Developers rebuild memory logic from scratch, again and again, with no shared standard.

Stateless
No persistent memory
The Solution

One memory layer. Every AI, connected.

PayQIA is the central memory and context layer that plugs into any LLM or agent — storing, indexing, and retrieving context automatically, so intelligence persists across sessions, tools, and time.

PAYQIA LOGIC LAYER
Synced
VECTOR STORE2.4M embeddings (projected)
QIA AIActive
SESSION MEMORYActive
3 Apps ConnectedSecure Row-Level Access
The Intelligence

QIA doesn't just store data. It understands.

Rather than simply dumping embeddings into a vector DB, QIA handles real-time semantic search, context compression, and automatic decay, streaming only the most relevant intelligence to the calling LLM.

SEMANTIC RECALL

"Recalled user's preferred coding style from 3 sessions ago in 340ms (projected)."

CONTEXT COMPRESSION

"Compressed 40K tokens of history into a 2K-token relevant summary — 99% context reduction (projected)."

Core Primitives

The Product Catalog

Seven fundamental building blocks engineered to orchestrate persistent, structured context for agentic systems.

Primitive 01

Memory & Continual Learning

Persistent, structured memory built as a knowledge graph, powered by QIA's context engine.

Facts update dynamically as new context is introduced.

Knowledge graphs link related entities automatically.

Smart decay models prune stale or irrelevant information over time.

PAYQIA // CORE PROTOCOLSub-300ms Resolution
Intelligence Engine

Meet QIA. The Core Memory Engine.

Ask anything about your user's context. QIA monitors embedding states, links semantic graphs, and acts on your command.

Select Scenario Demo:

QIA Active Session

Active Node Connected

Scenario 1/5
Search vectors, query graphs...

AI Competencies

QIA trains on multiple specialized indexing engines to handle complete semantic retrieval natively.

Vector SearchSemantic RoutingGraph LinkingFact CheckingContext InjectionEntity ExtractionAgent StateMemory DecayZero-Shot RAG
Developer Guide

How It Works

Follow our 5-step flow to wire up persistent memory and structured retrieval in your agentic stack.

Instant Setup

Three lines. That's all it takes to give your agent a memory.

Initialize, ingest interactions, and query user-profile graph memory in less than 30 seconds.

const client = new PayQIA({ apiKey: process.env.PAYQIA_API_KEY }); await client.add(messages, { userId: "user123" }); const context = await client.search("user preferences", { userId: "user123" });
01

Plug In

Install the SDK and initialize the PayQIA client. Works in every runtime. Agents can even provision their own API key from the CLI — no dashboard or email required (roadmap target).

02

Ingest

Bring in any type of data. PayQIA extracts and structures it automatically for retrieval.

03

Understand

Entity resolution automatically structures your ingested data into a unified, linked node cluster graph.

04

Retrieve

Memory, retrieval, and user profiles live in one queryable graph — not three separate systems stitched together.

05

Real-Time Traversal

Sub-300ms graph traversal, every request. Your agent reaches into memory at request time, not training time.

payqia-sandbox.log
// 1. Install the SDK: npm install payqia
import PayQIA from "payqia";

const client = new PayQIA({
  apiKey: process.env.PAYQIA_API_KEY
});
PAYQIA CLIENT RUNTIME v1.2✓ Connected
Memory Architecture

Two Ways to Remember

PayQIA does not force a single memory philosophy. Choose the memory mode that fits your specific agentic use case.

mode: "explicit"

QIA Direct

"You decide what's remembered."

A precise, explicit memory API. Store, update, and retrieve exactly what you choose — a write-and-query log built for developers who want full control over what their agent remembers and when.

  • Explicit add(), search(), and update() SDK calls — no automatic ingestion
  • Full control over what gets stored and surfaced inside the context window
  • Ideal for chat personalization, user preference tracking, and long-term state
  • Predictable, lightweight, and low-latency for simple, targeted use cases
Developer
API
Stored Memory
mode: "auto"

QIA Graph

"PayQIA builds the memory for you."

A full context engine. Feed it anything — URLs, PDFs, files, conversations — and QIA Graph automatically extracts, links, and injects the right context, without manual API calls for every fact.

  • Automatic ingestion across content types (documents, links, media, chat history)
  • Knowledge-graph architecture — memories connect, merge, and evolve autonomously
  • Ideal for knowledge bases, second-brain apps, and context-heavy agents
  • Context surfaces automatically at query time — no manual retrieval logic needed
Autonomous Synthesis

"Use QIA Direct when you want control. Use QIA Graph when you want it handled. Most teams end up using both."

Performance & Metrics

Benchmarks

We don't think benchmarks tell the full story — but we're building toward leading them anyway.

Retrieval Latency

End-to-End Context Sync

Query latency mapping semantic retrieval, reranking, and profile fetching (Unverified, pre-launch).

PayQIA (Traversed Graph)~85ms
Legacy Vector DB (Stitched RAG)~310ms
Reduced LLM context inflation by up to 92%
CapabilityLegacy RAGPayQIA
Memory Graph & Entity Resolution
Persistent User Profiles
Partial
Document Retrieval & Extractors
Automatic Connectors Sync
Sub-300ms End-to-End Latency
Partial
Self-Hostable Deployment Options
All benchmarks represent internal roadmap projections and tests.
Capabilities

Use Cases

Real-world capabilities built on top of PayQIA's persistent semantic memory infrastructure.

Customer Support Agents

Remember every customer's history, preferences, and past issues — so support conversation threads never start from zero.

Coding Agents

Auto-capture developer coding preferences, patterns, and project context as they work, feeding the right historical memory back automatically.

Knowledge Bases

Self-improving context structures that are always synced. Automatically index Notion workspaces, Google Drive, and GitHub repos.

Autonomous Agent Swarms

Sync state, execution history, and sub-agent memory paths across distributed networks with sub-30ms retrieval (projected).

Deployment

Deployment Options

Run PayQIA's memory infrastructure anywhere you want — from local machines to enterprise clouds.

On Premises

Self-host on your own infrastructure. Direct control over physical servers, storage, and networking layers.

Zero data leaves your secure perimeter

Your Cloud

Deploy inside your own AWS, GCP, or Azure account. Bring Your Own Cloud (BYOC) setup from day one.

Scale dynamically with cloud native orchestration

Local Workstation

Run the full memory stack locally on a workstation for offline development, local debugging, or sensitive work.

No internet required for basic search operations

Security & compliance roadmap: SOC 2 Type II (in progress), GDPR-aligned data handling, self-hosted deployment option.

Roadmap Info

Open Source Core

Self-hostable & fully transparent. Read the codebase, run it locally, and contribute to The Second Memo repository on GitHub.

/github/the-second-memo

Open Source Core

Self-hostable & fully transparent. Read the codebase, run it locally, and contribute to The Second Memo repository on GitHub.

/github/the-second-memo
Pricing Plans

Simple, Honest Pricing

Pay only for what you use. No surprise bills, no upgrade walls.

Free

$0

Forever free

Start building and prototyping your memory integration immediately.

  • Up to 10,000 monthly API calls
  • 50MB total document storage limit
  • Community forum support channel
  • Standard core SDK capabilities
Most Picked

Pro

Usage-Based

Pay for what you consume

Ideal for growing projects, production apps, and custom agent networks.

  • Unlimited monthly API calls
  • Pay-per-token indexing pricing
  • Standard webhook data connectors
  • Email support service SLA

Scale

Custom Cap

Tailored usage plans

For high-volume production setups requiring priority throughput and caps.

  • Custom monthly spending caps
  • Dedicated indexing cluster capacity
  • Priority email & Slack support
  • Self-hosted deployment capabilities

Enterprise

Custom

Dedicated contracts

For security-sensitive workloads demanding full isolation and air-gaps.

  • Dedicated air-gapped server nodes
  • Audit logs, usage observability, and team-level governance controls (roadmap target)
  • Custom legal and SLA agreements
  • 24/7 dedicated support team access
  • SOC 2 compliance roadmap setup (see Haqikos Trust)

Pricing FAQ

Development Cycle

PayQIA Roadmap

Follow our path from static vector embeddings to fully autonomous self-organizing knowledge graphs.

Q1 2025✓ Shipped

Core Vector DB

  • HNSW Indexing
  • Semantic Search
  • TypeScript SDK
Q3 2025✓ Shipped

Graph Extraction

  • Dynamic JSON Parsing
  • Entity Linking
  • Knowledge Graphs
Q1 2026✓ Shipped

Agentic Sync

  • Notion Sync
  • Slack Integration
  • Google Drive Parsing
Q3 2026Active Target

Edge Caching

  • Global Replication
  • Sub-10ms Latency
  • Local Fallback
2027+

Autonomous Swarms

  • Shared Agent Memory
  • Swarm Coordination
  • Predictive Fetching
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